The Supreme Wealth Alliance Earnings Disclaimer, Spam Policy and Privacy Policy are specifically incorporated herein by reference. They, along with these Terms & Conditions, form the Agreement between: Supreme Wealth Alliance and the Independent Distributor.

1. I understand that as a Supreme Wealth Alliance Independent Distributor:

a. I have the right to offer for sale Supreme Wealth Alliance products and services in accordance with these Terms & Conditions.
b. I have the right to enroll persons in Supreme Wealth Alliance.
c. I will train and motivate the Independent Distributors in my downline marketing organization.
d. I will comply with all federal, state, county and municipal laws, ordinances, rules, and regulations, and shall make all reports and remit all withholdings or other deductions as may be required by any federal, state, county or municipal law, ordinance, rule or regulation.
e. I will perform my obligations as an Independent Distributor with honesty and integrity.

2. I agree to present the Supreme Wealth Alliance marketing and compensation plan(s) and Supreme Wealth Alliance products and services as set forth in official Supreme Wealth Alliance literature.

3. I agree that as a Supreme Wealth Alliance Independent Distributor I am an independent contractor, and not an employee, agent, partner, legal representative, or franchisee of Supreme Wealth Alliance. I am not authorized to and will not incur any debt, expense, obligation, or open any checking account on behalf of, for, or in the name of Supreme Wealth Alliance. I agree that I will be solely responsible for paying all expenses incurred by myself, including but not limited to travel, food, lodging, secretarial, office, long distance telephone and other expenses. I understand that I shall not be treated as an employee of Supreme Wealth Alliance for federal or state tax purposes. Supreme Wealth Alliance is not responsible for withholding, and shall not withhold or deduct from my bonuses and commissions, if any, FICA, or taxes of any kind.

4. Upon receipt I have carefully read and agree to comply with the Supreme Wealth Alliance Earnings Disclaimer, Spam Policy and Privacy Policy, all of which are incorporated into and made a part of these Terms & Conditions (these four documents shall be collectively referred to as the “Agreement”). I understand that I must be in good standing, and not in violation of the Agreement, to be eligible for bonuses or commissions from Supreme Wealth Alliance. I understand that these Terms & Conditions, the Supreme Wealth Alliance Earnings Disclaimer, Spam Policy and Privacy Policy may be amended at the sole discretion of Supreme Wealth Alliance, and I agree that any such amendment will apply to me. Notification of amendments shall be published in official Supreme Wealth Alliance materials. The continuation of my Supreme Wealth Alliance business or my acceptance of bonuses or commissions shall constitute my acceptance of any and all amendments.

5. The term of this agreement is monthly. If I fail to monthly renew my Supreme Wealth Alliance business, or if it is canceled or terminated for any reason, I understand that I will lose my rights as an Independent Distributor until I renew my Supreme Wealth Alliance business. I shall not be eligible to sell Supreme Wealth Alliance products and services nor shall I be eligible to receive commissions, bonuses, or other income resulting from the activities of my former downline sales organization. In the event of cancellation, termination, or non renewal, I waive all rights I have, including but not limited to my former downline organization and to any bonuses, commissions or other remuneration derived through the sales and other activities of my former downline organization. Supreme Wealth Alliance reserves the right to terminate all Independent Distributor Agreements upon 30 days notice if Supreme Wealth Alliance elects to: (1) cease business operations, or (2) dissolve as a business program.

6. I may not assign any rights or delegate my duties under the Agreement without the prior written consent of Supreme Wealth Alliance. Any attempt to transfer or assign the Agreement without the express written consent of Supreme Wealth Alliance renders the Agreement voidable at the option of Supreme Wealth Alliance and may result in termination of my business.

7. I understand that if I fail to comply with the terms of the Agreement, Supreme Wealth Alliance may, at its discretion impose upon me disciplinary action. If I am in breach, default or violation of the Agreement at termination, I shall not be entitled to receive any further bonuses or commissions, whether or not the sales for such bonuses or commissions have been completed.

8. Supreme Wealth Alliance, its directors, officers, shareholders, employees, assigns, and agents (collectively referred to as “Affiliates”), shall not be liable for, and I release Supreme Wealth Alliance and its Affiliates from, all claims for consequential and exemplary damages. I further agree to release Supreme Wealth Alliance and its Affiliates from all liability arising from or relating to the promotion or operation of my Supreme Wealth Alliance business and any activities related to it (e.g., the presentation of Supreme Wealth Alliance products or marketing and compensation plan(s), the operation of a motor vehicle, the lease of meeting or training facilities, etc.), and agree to indemnify Supreme Wealth Alliance for any liability, damages, fines, penalties, or other awards arising from any unauthorized conduct that I undertake in operating my business.

9. The Agreement, in its current form and as amended by Supreme Wealth Alliance at its discretion, constitutes the entire contract between Supreme Wealth Alliance and myself. Any promises, representations, offers, or other communications not expressly set forth in the Agreement are of no force or effect.

10. Any waiver by Supreme Wealth Alliance of any breach of the Agreement must be in writing and signed by an authorized officer of Supreme Wealth Alliance.

11. If any provision of the Agreement is held to be invalid or unenforceable, such provision shall be reformed only to the extent necessary to make it enforceable, and the balance of the Agreement will remain in full force and effect.

12. By completing and submitting this Application, I specifically authorize Supreme Wealth Alliance to communicate with me by electronic mail at the email address I have entered upon my Application.

13. A faxed or electronic copy of the Agreement shall be treated as an original in all respects.

Independent Distributor AGREES:

1. Independent Distributor is of legal age in the state/province or country in which he/she resides. The legal age for Supreme Wealth Alliance Independent Distributors is 18 years of age. Supreme Wealth Alliance does not willingly nor knowingly accept Independent Distributors below 18 years of age.

2. Independent Distributor must have ongoing contact, communication and arrangement with his or her sales organization. Examples may include, but not limited to: email, newsletters, correspondence, meetings, telephone contact, accompanying individuals to company training sessions and sharing genealogy information with those sponsored.

3. Independent Distributor understands that he/she is not compensated for sponsoring other Independent Distributors but earns compensation solely on sale of the Supreme Wealth Alliance product(s).

4. Applicant is, upon acceptance, an "Independent Distributor", conducting business for her/his own account and not as a salaried agent, employee, or franchisee for Supreme Wealth Alliance. All Independent Distributors should consult their attorney or tax consultant for information on monies earned and where received. The Independent Distributor further understands that he/she will not be treated as an employee in regard to any laws covering employees. An Independent Distributor shall be responsible for obtaining any licenses required by law in whatever state, county or country in which they reside, and pay all applicable fees and taxes.

5. Independent Distributor agrees to accept sole responsibility for all self-employment and all legal country/federal and state and local income and sales taxes and any other taxes on income earned as an Independent Distributor.

6. Independent Distributor agrees that Supreme Wealth Alliance is not liable for city, county, state, local and country/federal income taxes, sales taxes or other fees pertaining to sales and earnings of a Independent Distributor and Independent Distributor will hold Supreme Wealth Alliance harmless from all of same.

7. Independent Distributor shall not promote or sell other companies’ sales programs, products or services on Supreme Wealth Alliance websites or use Supreme Wealth Alliance forms or printed materials or its name and prestige, or drawing power in conjunction with or in support of any other activities.

8. Independent Distributor shall not sponsor or attempt to sponsor another Supreme Wealth Alliance Independent Distributor into another direct sales and/or network marketing company except for her/his personally sponsored Independent Distributors. In addition, no Independent Distributor shall participate in any action that causes an Independent Distributor to be sponsored through someone else into another company.

9. Independent Distributor will make no claims as to income potential either written or oral except those prepared by Supreme Wealth Alliance for illustration purposes only.

10. Independent Distributor will not make any claims of any kind pertaining to benefits of products and services of Supreme Wealth Alliance except those given in official company promotional media. When presenting Supreme Wealth Alliance program to others, Independent Distributor shall present the program in its entirety, without omission, distortion or misrepresentation.

11. Independent Distributor shall not represent or imply, directly or indirectly, that Supreme Wealth Alliance has been approved or endorsed by any governmental agency. Federal and state regulatory agencies do not approve or endorse any marketing company product or programs.

12. Independent Distributor will indemnify and hold Supreme Wealth Alliance harmless from any and all claims, expenses, costs, causes of action and damages resulting from or growing out of Independent Distributor statements or actions in violation of this agreement.

13. Should Independent Distributor be terminated for cause, Independent Distributor's sales organization may be transferred to his/her first active upline Independent Distributor at the sole discretion of Supreme Wealth Alliance.

14. The terminated Independent Distributor will be eligible to reapply and may choose a new sponsor after twelve (12) months. A terminated Independent Distributor that reenters the program may not sponsor any of her/his original downline organization.

15. Independent Distributor understands that company does not permit changing of sponsors. Network Marketing is a business of creating relationships. Once an Independent Distributor is sponsored, Supreme Wealth Alliance believes in maximum protection of that relationship.

16. Independent Distributor understands that he/she is paid twice monthly.

17. Independent Distributor understands Supreme Wealth Alliance will provide Independent Distributor a replicated website, when available as part of the Supreme Wealth Alliance All Pay Plans program.

18. Independent Distributor is aware of the quality of products offered by Supreme Wealth Alliance and other costs and contractual obligations that occur when she/he purchases products from Supreme Wealth Alliance. Independent Distributor understands that he/she maintains a greater responsibility when ordering on a credit card account as an informed Independent Distributor than when ordering as a customer. Independent Distributor therefore waives the right of cancellation or refund on any order placed on his/her credit card account(s) except directly through Supreme Wealth Alliance. Any order returns, refunds or exchanges shall be done through Supreme Wealth Alliance and not through any credit card company.

Supreme Wealth Alliance AGREES:

1. Supreme Wealth Alliance will pay Independent Distributor commissions and bonuses on orders received and accepted for sale of product(s) to the consumers (not sales aids) made by Independent Distributor and his/her sales organization under the terms of Compensation Plan(s).

2. Supreme Wealth Alliance will retain full authority to accept or reject any Application or any order for products. Such refusal is solely within the discretion of Supreme Wealth Alliance. No right of action against Supreme Wealth Alliance will arise because of any such acceptance or refusal.

3. Supreme Wealth Alliance reserves the right to amend, revise, institute, alter or modify changes including but not limited to prices, marketing and compensation plan, literature, policies and this Agreement. Any such revisions become effective by email or by publication in official company literature. Independent Distributor agrees to be bound by these changes. Changes will become part of the agreement upon notification.

4. Supreme Wealth Alliance shall not be responsible for acts beyond its control, including but, not limited to: fire, flood, earthquake, storms, power outages, labor difficulty, equipment failure, supplier problems, or other difficulties that might prevent performance according to this agreement.

5. Supreme Wealth Alliance assumes no liability for personal injury arising from use or mishandling of any of Supreme Wealth Alliance product(s).

6. Supreme Wealth Alliance does not require Independent Distributor to sponsor and does not require any fee, charge or initial product purchase to be an Independent Distributor.

7. Supreme Wealth Alliance reserves the right to terminate this agreement immediately upon receipt of sufficient information that Independent Distributor has violated any term or condition of this Agreement or has otherwise acted illegally or unethically.

8. Supreme Wealth Alliance offers a fourteen day, 100% money-back, satisfaction guarantee to all who purchase the product Supreme Wealth Library. If a refund is initiated within 14 days of receiving the funds, then a full refund is applicable. There are no refunds allowed after 14 days. This 14 day time frame is in accordance with the refund policy of our payment processor AlertPay.

9. Supreme Wealth Alliance requires that all Independent Distributor obey the letter and the spirit of the law.